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FREE Quotes and Consulting

Meet Our Team

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Charo
Colleagues

Insurance that puts people first.

More than 10 years of experience

Local, independent brokers helping families and small business protect what matters.

Family Together

Why Choose Us?

We’re independent advisors who treat your insurance like it’s our own.

As an IMO-backed brokerage, we shop multiple A-rated carriers to match the right protection to your life and budget. We translate the fine print, explain your options in plain English, and never push one-size-fits-all plans. And when life changes or a claim happens, you’ll have a real person who knows your story.

Local Care — Real people who know your story.

Unbiased Advice — Independent, carrier-neutral comparisons.

Claims Advocacy — Hands-on help from incident to payout.

Tailored Coverage — Built around your goals and budget.

Essential Services

Your Essential Services All in One Place. Providing you with the essential services that you need today to make life easier tomorrow. From security systems, electricity you can count on, to internet and mobile services and beyond, we got you covered.

CAPSTONE 

Capstone Plus is a tax-advantaged, preventative health & wellness program that integrates medical, financial, and lifestyle benefits into one cost-neutral solution. Endorsed by Gary Brecka and backed by the GP Agency with over 57 years of experience offering quality benefits nationwide.

Term Life Policies

Term life insurance provides financial protection for a specified period, or "term," such as 10, 20, or 30 years. If the policyholder dies during this term, the insurance company pays a taxfree death benefit to the designated beneficiaries. This simple, pure protection policy is often more affordable than permanent life insurance and doesn't build cash value. Term life is ideal for covering temporary financial needs, like a mortgage or supporting children, during specific life stages.

Services-Employer Based Plans

Give employees financial security with employee benefits and group investments. Show More

Retirement Plans

A 403(b) plan is retirement savings plan for employees of public school, non-profits and certain churches. This is a retirement plan in addition to any type of pension your employer may offer. With a traditional 403(b) plan your contributions are tax-deferred, meaning you pay taxes on the money when you take it out of the plan. With a Roth 403(b) plan you pay taxes on the contributions up front, but the money grows tax-free.

Whole Life Policies

These policies are designed for individuals who want guarantees and who are focused on providing death benefit protection over cash value accumulation. OFFERS: • Guaranteed death benefit • Guaranteed cash value • Potential additional cash value by the receipt of any dividends declared by the company. Although not guaranteed, dividend payments are generally declared annually by the company. • Level premiums that are guaranteed to never change.

Annuities

Fixed annuities offer steady, predictable income and grow at a guaranteed minimum interest rate. While they carry the least risk as compared to other annuity types, their growth may not keep pace with inflation over time.

IMPACT Health Sharing

Have you been priced out of healthcare? Our healthcare sharing community is here to make health care affordable, accessible, flexible, and simple.

Index Universal Life (IUL)

Indexed universal life (IUL) insurance offers cash value plus death benefit. The money in the cash value account can earn interest through tracking an equity index, and with some often allocated to a fixed-rate account.

Our Services

From life & health to annuities and business coverage, we shop multiple A-rated carriers and tailor plans to your goals and budget—clear guidance, no pressure.

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Experience the LFG difference today!

What our past and current customers say

“LFG took the time to explain every option without pressure. They helped us combine term and final-expense coverage that actually fit our budget—and followed up after our policy was issued.”

Maria L., Midland, TX

“I was overwhelmed during Medicare enrollment, but they compared plans side-by-side and handled my prescription questions. When a billing issue popped up, they stepped in and resolved it within a week.”

Mathew W., Odessa, TX

“As a small business owner, I needed benefits set up fast. LFG built a simple group plan, answered my team’s questions in English and Spanish, and checked back after the first claim to make sure we were covered.”

Jenna R., Owner, Basin Clean Co.

Frequently asked questions

Disclaimer

This is a solicitation of insurance and a licensed agent may contact you by telephone to provide additional information.

Contact us

Contact us for your FREE quote today!

3107 N. Big Spring St. Unit D, Midland, TX, 79705

(432) 895 - 1027

Our Hours

Mon - Fri

7am - 6pm

Saturday

9am - 3pm

Sunday

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